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EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2006

This report presents findings from the EBRI/Commonwealth Fund Consumerism in Health Care Survey, 2006, the second annual version of this survey. The online survey of 3,158 privately insured adults ages 21-64 was conducted to provide nationally representative data regarding the growth of consumer-directed health plans (CDHPs) and high-deductible health plans (HDHPs), and their impact on the behavior and attitudes of health care consumers.

Enrollment: Enrollment in CDHPs and HDHPs is virtually unchanged from 2005. Only 1 percent of the privately insured population ages 21-64 are currently enrolled in CDHPs, representing 1.3 million individuals ages 21-64. Another 7 percent, representing 8.5 million individuals ages 21-64, were enrolled in plans with deductibles high enough to meet the threshold that would qualify to make tax-preferred contributions to a health savings account, but do not have such an account.